We specializes in Professional Liability and Errors & Omissions Insurance for Personal Trainers, Instructers, leaders, therapy practitioners, Complimentary Health professionals, Health Care professionals and Fitness professionals.

Limits available upto $5,000,000 Per claim / $10,0000,000 annual aggregate all claims

Our policy provide Comprehensive coverage including the following:

Professional Negligence
Libel & Slander
Infringement of Copyright
Unintentional Breach of Confidentiality
Unintentional failure to refer to Healthcare Service Provider $250,000
General Liability to Third Parties
Sexual Harassment / Abuse $100,000
Products Liability $100,000 including Remedies
Loss of Documents $250,000
Rescuers & Good Samaritan coverage
 
Premiums starting as low as $180.00 + tax

Coverage is exclusively available only through Holman Insurance Brokers Ltd. and is effected with certain Underwriters at Lloyd’s, London, England.

• Individual policies are effective as of the date of purchase and extend for 12 months
• Premium is fully retained upon acceptance of payment (i.e., the premium will not be refunded if the policy is cancelled by the insured prior to its expiry date)
• Coverage is available for instruction of professional athletes or carded amateur athletes (surcharge applies)
• activities for which you are not certified by one of our approved certifying bodies is not covered
• Coverage does not extend to work related rehabilitation of any condition unless you are qualified and hold valid qualification.
• Coverage is not extended to tanning beds
  
• In addition, you are required to confirm that;

1.  All trainees under your instruction complete a Physical Activity Readiness Questionnaire once per year;
2. All trainees under your instruction required to complete a PARmed-X have done so and ALL doctor’s recommendations are followed
3. When biking, all trainees under your instruction wear helmets and, if biking between dusk and dawn, wear reflective clothing, have their bicycle equipped with lights and have the lights turned on.

If you are an Association, please contact us about providing an exclusive customized program for your members.

Apply for Coverage:

Download rates and application --> Lloyds Therapy

Please review our list of therapies on the application that we are able to cover. Even if your therapy is not listed, we still may be able to provide coverage for you.

For more information contact:

Paul Holman
email: 

Holman Insurance Brokers Ltd.
3100 Steeles Ave. East Suite 101
Markham ON L3R 8T3

Tel (905) 886-5630  Fax (905) 886-5622